How LifeLock Can Protect Consumer Credit

by Notorious Spinks on 09.29.2012

This post brought to you by LifeLock Twitter. All opinions are 100% mine.

AmeliaIZEA | skitch.com

Identity theft can be a life altering incident.  Although I’ve never had my entire identity stolen, I have lost a credit card and the person who found it used it.  I was devastated from that incident alone.  I wanted to cry and I felt violated.

Thankfully there are services like LifeLock to help monitor your identity.  They have the capabilities to track it if someone opens a credit or non-credit account in your name, they scan sites to make sure your identity isn’t being offered on thievery sites and they also notify you if the personal information on your bank account is changed.

I remember realizing that the bank was calling me on a Saturday night while at a concert, a New Edition concert.  We had just learned that Whitney Houston had died and we all were kind of shook up.  So just imagine how I felt when I spoke to the bank officials during an intermission.  I only answered because some 1-800 number kept calling me at 8 pm.  After speaking with them, I spread the contents of my purse on the counter in our sky box and realized that I must have dropped my card in the store while rushing to get home and get dressed.

Although my bank took care of all the charges, its good to know that LifeLock offers up to $1 million as apart of their service guarantee.  The money used will help LifeLock track down the thieves and work to convict them.  Although I think they would be much suited for hell, what do I know?

One important thing everyone should do is make sure your passwords are secure.  How hack-friendly is your password?  It is good to use numbers, characters and symbols.  I also make a habit of changing my important passwords at least once over 4 to 6 months.  I even created a spreadsheet and calendar reminders so I don’t forget.  Hackers work hard, so we must work smart. 

There are so many other services and guarantees that LifeLock offers.  Follow LifeLock on Twitter for updates on the dangerous underworld of identity theft.

Have you ever had your identity stolen or credit misused?  Please share your stories and how LifeLock could help.

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{ 47 comments… read them below or add one }

Kelly @ A Girl Worth Saving October 14, 2012 at 2:48 pm

Identity theft protection is so important!

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Louise October 12, 2012 at 11:54 pm

Love Lifelock

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April Decheine October 12, 2012 at 2:01 pm

Such an amazing product this is, love the site and all the informative information!

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Donna October 9, 2012 at 10:44 am

I’ve heard great things about Lifelock… and I’d rather be safe than sorry.

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Connie Seattle Mom Blogger October 7, 2012 at 11:39 pm

Thankfully we’ve had very few problems…but that doesn’t mean we aren’t careful. There are just way too many criminals out there looking for new ways to scam people.

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Tricia Nightowlmama October 7, 2012 at 10:52 pm

I LOVE LIFELOCK I’ve learned so much

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Christa October 7, 2012 at 6:41 pm

That’s AWESOME that they realized so quickly!

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Crystal October 7, 2012 at 8:55 am

I’ve had the same pw for all my online things for FOREVER because I thought I would forget otherwise. I’ve recently started changing some of my most important things, though, because I realized how unsafe that was.

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debra October 7, 2012 at 12:11 am

I have had my credit card number stolen and it was a real pain trying to get everything straightened out. Lifelock is wonderful.

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Rachel @ Following In My Shoes October 6, 2012 at 9:16 pm

Wow! That’s amazing that they realized, so quickly, they weren’t your charges! I need to show this to my husband.

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Theresa October 5, 2012 at 9:31 pm

Sounds great!

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HilLesha October 5, 2012 at 5:34 pm

I’m going have to look into this!

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Sheila October 5, 2012 at 5:20 pm

I just started to use this, and like how easy it is and like the protection it gives me.

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Tammy October 5, 2012 at 3:21 pm

I keep telling my husband that we need to look into this.

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Anne - Mommy Has to Work October 4, 2012 at 6:40 pm

I really need to look into this!

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Jenn October 4, 2012 at 12:57 pm

My passwords need help!

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Toni October 4, 2012 at 8:59 am

The stats on identity theft are crazy.

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Colleen October 3, 2012 at 10:07 pm

We have this. I think I would prefer the premium service that gives you credit scores as well.

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Meghan @JaMonkey October 3, 2012 at 6:22 pm

I had my identity stolen 6 years ago. It was a pain. Thank goodness the companies dropped all the charges.

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Zipporah Sandler October 3, 2012 at 7:46 am

I love knowing that I have the security of Lifelock.

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Natasha October 3, 2012 at 6:52 am

Such a shame that we have to be protected like this…..but I am glad there is a protection – thanks for the article

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Penelope (NYC Blogger) October 2, 2012 at 6:00 pm

I’ve been hacked on social media, I would be horrified if my financial life was at risk.

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Kelly @ Texas Type A Mom October 2, 2012 at 3:21 pm

I’ve had my debit and credit card numbers stolen several times. I have secure passwords for online accounts but when my card gets swiped at a restaurant – I lose control of the situation. I still prefer to use a card for most purchases so I now rely on a credit card versus debit so that the money is not taken directly out of the account I use for bills.

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Jennifer October 2, 2012 at 1:35 pm

I have Lifelock and I am so thankful for it!

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Louise October 2, 2012 at 11:52 am

Lifelock is really awesome

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A Time Out for Mommy- Elaina October 1, 2012 at 8:46 pm

A lot of my friends had their credit card numbers stolen THIS PAST WEEK! It really irks me..

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Jenn @therebelchick October 1, 2012 at 11:20 am

We have had the same credit card number compromised THREE times this year. UGH!

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Liz @ A Nut in a Nutshell October 1, 2012 at 11:08 am

I have it and absolutely love it! The peace of mind is so freeing!

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Crystal @ Simply Being Mommy October 1, 2012 at 10:20 am

Gotta love the protection from LifeLock.

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HilLesha October 1, 2012 at 9:29 am

I need to use this service!

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Rachel October 1, 2012 at 12:15 am

I have been lucky that my identity has never been stolen. But I love LifeLock!

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Anne September 30, 2012 at 9:26 pm

Great idea, identify theft is scary!

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Stefanie September 30, 2012 at 8:35 pm

I’m looking into Lifelock.

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Katie September 30, 2012 at 7:08 pm

great tips about the passwords!

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Maggie September 30, 2012 at 6:50 pm

My mom is setting this up – seems like it’s important to have it these days!

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Kiersten @ Oh My Veggies September 30, 2012 at 6:24 pm

We definitely need to look into setting this up today. Identify theft seems to happen more & more often!

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Stefani September 30, 2012 at 11:58 am

I am a member and love the service.

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Zipporah Sandler September 30, 2012 at 8:56 am

I’m loving all of the updates and benefits from Lifelock

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Ty @ Mama of 3 Munchkins September 30, 2012 at 12:15 am

I definitely need to look into this!

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Louise September 29, 2012 at 10:18 pm

I love lifelock

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Stefanie September 29, 2012 at 9:29 pm

I need to look into Lifelock.

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Theresa September 29, 2012 at 8:43 pm

I need to get this.

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Courtney September 29, 2012 at 7:18 pm

I need to get this – Someone stole my info when I purchase a vechile we think it was the cashier clerk. Either way they bought a lot and it was a huge mess.

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Becca @ Mama B September 29, 2012 at 6:46 pm

I use LifeLock and love it :)

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Kathleen September 29, 2012 at 6:11 pm

Identity theft protection is so important these days, I am so happy there is a company like this out there that does such a great job of it!

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Kelly September 29, 2012 at 5:37 pm

Aw, sorry that happened hun. That’s awesome about Lifelock’s million dollar service guarantee.

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Monique (@MamaRvThereYet) September 29, 2012 at 9:31 am

Similar thing happened to me. Except it was at the gas station before you could pay at the pump. I gave my card to the cashier to hold while I pumped. I did get it back. But they must’ve written it down because they made over $1000 in purchases by the next day. But the dumb asses had items mailed to their home, so they were caught. In the meantime I headed out of town using credit cards because my bank account was empty. It was eventually resolved, but it took awhile.

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