How LifeLock Can Protect Consumer Credit

by Notorious Spinks on 09.29.2012

This post brought to you by LifeLock Twitter. All opinions are 100% mine.

AmeliaIZEA | skitch.com

Identity theft can be a life altering incident.  Although I’ve never had my entire identity stolen, I have lost a credit card and the person who found it used it.  I was devastated from that incident alone.  I wanted to cry and I felt violated.

Thankfully there are services like LifeLock to help monitor your identity.  They have the capabilities to track it if someone opens a credit or non-credit account in your name, they scan sites to make sure your identity isn’t being offered on thievery sites and they also notify you if the personal information on your bank account is changed.

I remember realizing that the bank was calling me on a Saturday night while at a concert, a New Edition concert.  We had just learned that Whitney Houston had died and we all were kind of shook up.  So just imagine how I felt when I spoke to the bank officials during an intermission.  I only answered because some 1-800 number kept calling me at 8 pm.  After speaking with them, I spread the contents of my purse on the counter in our sky box and realized that I must have dropped my card in the store while rushing to get home and get dressed.

Although my bank took care of all the charges, its good to know that LifeLock offers up to $1 million as apart of their service guarantee.  The money used will help LifeLock track down the thieves and work to convict them.  Although I think they would be much suited for hell, what do I know?

One important thing everyone should do is make sure your passwords are secure.  How hack-friendly is your password?  It is good to use numbers, characters and symbols.  I also make a habit of changing my important passwords at least once over 4 to 6 months.  I even created a spreadsheet and calendar reminders so I don’t forget.  Hackers work hard, so we must work smart. 

There are so many other services and guarantees that LifeLock offers.  Follow LifeLock on Twitter for updates on the dangerous underworld of identity theft.

Have you ever had your identity stolen or credit misused?  Please share your stories and how LifeLock could help.

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  • Pingback: Safeguard your Life with LifeLock | The Thriftynistas()

  • http://www.agirlworthsaving.net Kelly @ A Girl Worth Saving

    Identity theft protection is so important!

  • http://momstart.com Louise

    Love Lifelock

  • http://aprilslifestyleshow.com April Decheine

    Such an amazing product this is, love the site and all the informative information!

  • http://www.blogbydonna.com Donna

    I’ve heard great things about Lifelock… and I’d rather be safe than sorry.

  • http://www.miscfinds4u.com Connie Seattle Mom Blogger

    Thankfully we’ve had very few problems…but that doesn’t mean we aren’t careful. There are just way too many criminals out there looking for new ways to scam people.

  • http://ww.thenightowlmama Tricia Nightowlmama

    I LOVE LIFELOCK I’ve learned so much

  • http://littlebgcg.com Christa

    That’s AWESOME that they realized so quickly!

  • http://kidthings.net/ Crystal

    I’ve had the same pw for all my online things for FOREVER because I thought I would forget otherwise. I’ve recently started changing some of my most important things, though, because I realized how unsafe that was.

  • http://strangedayzeindeed.blogspot.com debra

    I have had my credit card number stolen and it was a real pain trying to get everything straightened out. Lifelock is wonderful.

  • http://followinginmyshoes.com Rachel @ Following In My Shoes

    Wow! That’s amazing that they realized, so quickly, they weren’t your charges! I need to show this to my husband.

  • http://www.faithandfamilyreviews.com Theresa

    Sounds great!

  • http://www.tothemotherhood.com HilLesha

    I’m going have to look into this!

  • http://www.livingsmartgirl.com Sheila

    I just started to use this, and like how easy it is and like the protection it gives me.

  • http://www.autismlearningfelt.com Tammy

    I keep telling my husband that we need to look into this.

  • http://mommyhastowork.com Anne – Mommy Has to Work

    I really need to look into this!

  • http://sweettmakesthree.com Jenn

    My passwords need help!

  • http://www.juststopscreaming.com Toni

    The stats on identity theft are crazy.

  • http://www.shibleysmiles.com Colleen

    We have this. I think I would prefer the premium service that gives you credit scores as well.

  • http://jamonkey.com Meghan @JaMonkey

    I had my identity stolen 6 years ago. It was a pain. Thank goodness the companies dropped all the charges.

  • http://www.champagneliving.net Zipporah Sandler

    I love knowing that I have the security of Lifelock.

  • http://justadashofgeek.com Natasha

    Such a shame that we have to be protected like this…..but I am glad there is a protection – thanks for the article

  • http://penelopesoasis.com Penelope (NYC Blogger)

    I’ve been hacked on social media, I would be horrified if my financial life was at risk.

  • http://www.texastypeamom.com Kelly @ Texas Type A Mom

    I’ve had my debit and credit card numbers stolen several times. I have secure passwords for online accounts but when my card gets swiped at a restaurant – I lose control of the situation. I still prefer to use a card for most purchases so I now rely on a credit card versus debit so that the money is not taken directly out of the account I use for bills.

  • http://www.doubledutymommy.com Jennifer

    I have Lifelock and I am so thankful for it!

  • http://momstart.com Louise

    Lifelock is really awesome

  • http://www.atimeoutformommy.com A Time Out for Mommy- Elaina

    A lot of my friends had their credit card numbers stolen THIS PAST WEEK! It really irks me..

  • http://therebelchick.com Jenn @therebelchick

    We have had the same credit card number compromised THREE times this year. UGH!

  • http://www.anutinanutshell.com Liz @ A Nut in a Nutshell

    I have it and absolutely love it! The peace of mind is so freeing!

  • http://simplybeingmommy.com Crystal @ Simply Being Mommy

    Gotta love the protection from LifeLock.

  • http://www.tothemotherhood.com HilLesha

    I need to use this service!

  • http://YellowTennessee.com Rachel

    I have been lucky that my identity has never been stolen. But I love LifeLock!

  • http://www.upstateramblings.com Anne

    Great idea, identify theft is scary!

  • http://www.mommymusings.com Stefanie

    I’m looking into Lifelock.

  • http://katietalksabout.com Katie

    great tips about the passwords!

  • http://linneyville.com Maggie

    My mom is setting this up – seems like it’s important to have it these days!

  • http://ohmyveggies.com Kiersten @ Oh My Veggies

    We definitely need to look into setting this up today. Identify theft seems to happen more & more often!

  • http://www.mommyenterprises.com/moms-blog Stefani

    I am a member and love the service.

  • http://www.champagneliving.net Zipporah Sandler

    I’m loving all of the updates and benefits from Lifelock

  • http://mamaof3munchkins.blogspot.com/ Ty @ Mama of 3 Munchkins

    I definitely need to look into this!

  • http://momstart.com Louise

    I love lifelock

  • http://www.mommymusings.com Stefanie

    I need to look into Lifelock.

  • http://www.faithandfamilyreviews.com Theresa

    I need to get this.

  • http://www.courtneyssweets.com Courtney

    I need to get this – Someone stole my info when I purchase a vechile we think it was the cashier clerk. Either way they bought a lot and it was a huge mess.

  • http://mamabblog.com Becca @ Mama B

    I use LifeLock and love it :)

  • http://www.lifewith4boys.com Kathleen

    Identity theft protection is so important these days, I am so happy there is a company like this out there that does such a great job of it!

  • http://www.agirlworthsaving.net Kelly

    Aw, sorry that happened hun. That’s awesome about Lifelock’s million dollar service guarantee.

  • http://mamarvthereyet.com Monique (@MamaRvThereYet)

    Similar thing happened to me. Except it was at the gas station before you could pay at the pump. I gave my card to the cashier to hold while I pumped. I did get it back. But they must’ve written it down because they made over $1000 in purchases by the next day. But the dumb asses had items mailed to their home, so they were caught. In the meantime I headed out of town using credit cards because my bank account was empty. It was eventually resolved, but it took awhile.

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