In 2013, the United States spent $2.9 trillion on health care. Whew! That’s some major bank and statistics such as this further the conversation about health care spending and if it’s really worth it. The answer you’ll get will always vary based on who you ask and when you’re asking them. You see, I’ve learned that our answers are always relative to where we are in life. For instance, a 20-year-old would probably laugh at the idea of paying hundreds of dollars per month on health insurance, but that all changes if he is diagnosed with leukemia and needs life-saving treatments. Yep, that’s when those answers start to change and we start to see life differently.
Let’s face it. Health insurance is a must if we’re looking to live a healthy and fulfilled life. There’s really no getting around it because like car insurance, we never know when we’ll actually have to use it. It’s better to be safe than sorry so I’ve gathered four tips to help you save on your insurance plans and premiums.
Choose a plan that realistic and appropriate for your family. When choosing a health care plan, it’s important to do your research. Then research some more. You should take into account your current health state and any known family history. Be honest here and realistic. I know you want to save money, but being realistic will really save you more money in the long run.
Choose Preventive Care. I know we’ve resorted to a life of sick care versus health care in United States, but you don’t have to follow suit. Instead of waiting until you’re deathly ill, get your regular check-ups and visit the doctor when something isn’t right. You know your body better than any physician, so pay attention to your body, listen to it and seek professional care when needed. Of the $2.9 trillion spent on health care, the biggest chunk was spent on hospital care at a whopping $936.9 billion.
Bonus Tip: Keep a health journal. Use this journal (digital or analog) to track changes in how you feel. If needed, use these entries to consult with your doctor about changes with your health. Accurate information helps them to better help you. Be intentional when it comes to listening to your body…You only get one so love it.
Eat Healthy. I know you’re tired of reading this tip, but it’s important. You are what you eat, so eat well to live well. Since I’ve been diagnosed with PCOS, a healthy diet for me is low carb and high fat. I’ve sent 60lbs to fat cemetery since April/May 2015, so it works for me. Get with your physician and choose a healthy diet for you based on your health needs.
Laugh. Often. and Loudly. I know things happen and we get pulled into life’s web, but remember to laugh. Turn on your favorite Netflix comedy or phone a friend. But, just laugh out loud regularly. I promise it will make you feel better.
In a perfect world, we would be free of disease and sickness. No worries. But, that’s not our reality so we have to learn to perfect the lives we have by taking care of ourselves. For more healthy living tips and your chance to win some awesome prizes, head over and check out UnitedHealthcare’s “We Dare You” campaign.
Take one or all of the dares listed below and you could win big:
1. Take our quiz on how to save on health care services
2. Watch our quick video on how to avoid cost surprises
3. Match the health care cost terms to their definitions in our concentration game
Grand prize for each dare is a $400 gift card with weekly $25 gift cards being given out as well.
Disclaimer: This is a sponsored post in partnership with UnitedHealthcare. All opinions are my own.